Waitlist now open

You know
about money.
Now act on it.

Habitfolio connects to your bank account and turns your real spending into a daily three-minute challenge. Not a lesson. Not a video. An action — built from your actual financial life.

65M
Gen Z adults underserved by finance apps
3 min
All it takes. Every day.
9/10
Market opportunity score (IdeaBrowser)
Real transaction data ✦ Daily 3-minute habit loop ✦ Behaviour change, not content ✦ Bank connection via Plaid ✦ Streaks that mean something ✦ Not another budgeting app ✦ Real transaction data ✦ Daily 3-minute habit loop ✦ Behaviour change, not content ✦ Bank connection via Plaid ✦ Streaks that mean something ✦ Not another budgeting app ✦
How it works
Three minutes.
Real change.
01
Connect your bank
Habitfolio connects securely to your real account via Plaid. Read-only. Your data stays yours.
02
Receive a daily challenge
Every challenge is pulled from your actual spending. Your last impulse buy. Your forgotten subscriptions. Your real life.
03
Take an action
Not a video to watch. An action to complete. Done in three minutes. Unlocks the next challenge.
04
Build the streak
Momentum compounds. Your behavioural profile sharpens. The habits that resist become visible. Then breakable.
Finance Fundamentals Quiz
What's your
money behaviour type?

Five questions. No judgement. Discover the spending pattern that's holding you back — and the habit that breaks it first.

Question 1 of 5
Beta access opens soon
Reserve your
spot in the beta.

50 beta spots. Waitlist members get first access. We'll email you when it's ready.

No spam. No selling your data. Just early access when we launch. Unsubscribe any time.

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In the meantime — check your inbox for your quiz results.